Buy a two-family, live in one unit, rent the other. See the full financial picture using actual Jersey City property data — taxes, depreciation, vacancy, and Monte Carlo simulations.
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No payment required. We'll send market updates quarterly.
1 Your Two-Family Setup
Select a neighborhood and we'll pre-fill from actual sale prices, tax bills, and assessment data. Override anything.
20% or more avoids PMI
2-3% is typical in NJ
Total Out of Pocket to Close
$191,625
$170,000 down + $21,625 closing
Optional — shows past rent paid
1.5% of home value/yr — standard industry rule of thumb
$2,500 every 2 years — painting, cleaning, minor repairs between tenants
Nobody knows what prices, rents, or the stock market will do. So we simulate 1,000 different futures — some lucky, some not — to see how often buying comes out ahead of renting.
Show detailed distribution & controls
1,000
5 Historical Perspective
What actually happened to two-family prices in this neighborhood — and what your rent cost you.
This tool is for informational purposes only. It uses real Jersey City property data but relies on
assumptions about future rates, returns, appreciation, and rental income. Monte Carlo simulations
show a range of outcomes based on historical distributions — they are not predictions. Tax calculations
are simplified estimates; consult a CPA for your specific situation. Past performance does not guarantee
future results. Data sourced from Hudson County public records (64,000+ properties).